Company Overview
Providing Life and Health Insurance for over 55 Years
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Right Products,
Right Approach,
Right Value.™
A Kemper Life & Health Company
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A History of Excellence
Why have thousands of rural Americans trusted
Reserve National Insurance Company for over 55
years? There are many reasons:
Stability. Reserve National stands for integrity,
fairness and financial stability. Our company has
the approval and confidence of policyholders
throughout the country, including individuals
and families, along with self-employed and small
business owners.
We are a member of the Better Business Bureau
of Oklahoma, the Oklahoma State Chamber of
Commerce and the U.S. Chamber of Commerce.
Our commitment to financial excellence is
apparent. For
many years the company has held a prestigious
“A- Excellent” rating for financial stability by the
A.M. Best Company, one of the leading insurance
rating companies in the country.
Our People. Our team is a family, from the
support staff in the Oklahoma City home office to
the agents across the nation. We work together
to assure you get the products and services you
deserve, with unsurpassed attention to customer
service. Our focus is on you, the policyholder.
Our Solutions. Reserve National strives to meet
the insurance needs of our policyholders. We
have our finger on the pulse of the ever-changing
health care industry. We continue to develop new
and innovative solutions for our clients’ needs.
We have the right products, right approach and
right value.
Right Products, Right Approach, Right Value™
At Reserve National, we believe the right
insurance plan for you is one that meets your
needs and comes from a company you can trust.
That’s why we offer straightforward insurance
products and packages designed for a range of
customer needs, with a commitment to financial
excellence that gives you the confidence we’ll be
there when you need us most.
Reserve National is a Kemper Life & Health
company offering life, health and accident
insurance products. Reserve National has been
a subsidiary of the Kemper Corporation1 family of companies since 1998.
The Kemper family of companies is one of the nation’s leading insurers. With $8 billion in assets, Kemper is improving the world of insurance by offering personalized solutions for individuals, families and businesses.
Kemper's businesses collectively:
- Offer insurance for home, auto, life, health and valuables
- Service six million policies
- Are represented by more than 20,000 independent agents and brokers
- Employ 5,750 associates dedicated to providing exceptional service
- Are licensed to sell insurance in 50 states and the District of Columbia
Our businesses include:
Our rated1 underwriting companies:
- Are rated A- (Excellent) by A.M. Best Company, the leading insurance industry rating authority
Reserve National meets the ever-changing needs
of consumers by offering a variety of hospital,
surgical, accident, supplemental, specified disease
and life insurance plans. Focusing on consumer
choice, Reserve National generally allows several
benefit levels to meet clients’ needs.
1Neither Kemper nor any of its other subsidiaries is responsible for the products of Reserve National.
A.M. Best Company is devoted to issuing in-depth reports and financial-strength ratings about insurance organizations. Reserve National Insurance is pleased to announce that
A.M. Best Company affirmed Reserve National's excellent ability to meet ongoing obligations to policyholders.