Reserve National Insurance Company Reserve National: A Kemper Life and Health Company. Call Us Toll Free at 800.654.9106
Home Health Care Policy
People don't go to nursing facilities because they want to; they go because they have to. Our Home Health Care policy gives you the flexibility to utilize the type of care that can be right for you…in the comfort of your own home. The need for in-home care has increased significantly as a result of people being discharged from the hospital sooner. This policy can provide valuable benefits when you need them most from the comfort of your home instead of in a hospital or nursing home. Fixed Cash benefits are paid if you receive:
  • Prescription Drugs
  • Skilled Nursing Care
  • General Nursing Care
  • Physical Therapy
  • Speech Pathology
  • Occupational Therapy
  • Chemotherapy Specialist Services
  • Enterostomal Therapy
  • Respiration Therapy
  • Medical Social Services
  • Home Health Care Aide

Optional benefits can also help cover:
  • Annual Physical Exams
  • Eye and Hearing Exams
  • Ambulance
  • In-hospital Private Duty Nurse
Choose Option 3
Policy Form series HHC with PD-2 and EBR-HHC Rider

This is a brief description of some of the provisions of policies individually underwritten by Reserve National Insurance Company. Only the actual policy provisions will control. Form numbers, benefits, policy provisions and availability may vary by state. A licensed Company agent can provide details on benefits, costs, limitations, exclusions and waiting periods. Please refer to the policy and/or outline of coverage for details.