Reserve National Insurance Company Reserve National: A Kemper Life and Health Company. Call Us Toll Free at 800.654.9106
Medical Gap Protection
Are you insured but not covered? Every day more and more Americans are finding gaps in their primary health insurance coverage. Rising health care costs, higher deductibles and out-of-pocket expenses are becoming a concern. Many find they cannot afford these expenses. Others have discovered their primary doctor, specialist, or hospital is out-of-network, resulting in even greater out-of-pocket expenses.Reserve National's Medical Gap Protection Policy is a Fixed Indemnity policy that provides benefits to help cover these gaps in your health insurance coverage.
    Benefit coverages vary based on the package you select.
  • Package choices for ages 0-64 are: Select, Companion, Companion Plus or Premier.
  • Package choices for ages 64-84 are: Choice or Choice Plus.
    BENEFIT OVERVIEW - Ages 0-64BENEFIT OVERVIEW - Ages 64-84 *
  • Hospital Confinement
  • Hospital Confinement
  • Day of Surgery
  • Day of Surgery
  • Prescription Drugs
  • Outpatient Doctor Visits
  • Air Ambulance
  • Prescription Drugs
  • Ground Ambulance
  • Air Ambulance
  • Ground Ambulance
  • Adult Day Care
  • Additional Available ages 0-64Additional Available ages 64-84 *
  • Outpatient Chemotherapy and Radiation     Therapy
  • Outpatient Chemotherapy and Radiation     Therapy
  • Outpatient Imaging and Lab Tests
  • Outpatient Doctor Visits
  • Emergency Rooms
  • Urgent Care Center
Policy Form SFI-1
This is a brief description of some of the provisions of policies individually underwritten by Reserve National Insurance Company. Only the actual policy provisions will control. Form numbers, benefits, policy provisions and availability may vary by state. A licensed Company agent can provide details on benefits, costs, limitations, exclusions and waiting periods. Please refer to the policy and/or outline of coverage for details.
* This is not a Medicare Supplement policy