Reserve National Insurance Company Reserve National: A Kemper Life and Health Company. Call Us Toll Free at 800.654.9106
Supplemental Outpatient Policies
These policies provide coverage that helps with outpatient treatment, such as:
  • Emergency Room
  • X-rays
  • Lab Work
  • CT Scan
  • MRIs
  • Physical Therapy
  • Chiropractic Care
  • Office Visits
These policies pay in addition to any other benefits or coverage you may have. As with all of our policies, you can choose you own provider.
Policy Forms OS-99, OP-2000, OP-1

This is a brief description of some of the provisions of policies individually underwritten by Reserve National Insurance Company. Only the actual policy provisions will control. Form numbers, benefits, policy provisions and availability may vary by state. A licensed Company agent can provide details on benefits, costs, limitations, exclusions and waiting periods.